Banking and corporate law sits at the intersection of contract, regulation and enforcement, and few advocates bring the combination of litigation experience and regulatory insight that this area demands. Advocate Naresh Kalra is a recognised expert consultant for the Enforcement Directorate on IT consultation and PMLA courts e-filing, giving direct, practical familiarity with how financial regulators and investigative agencies actually operate — a perspective that strengthens both compliance advisory and dispute representation.
This practice supports individuals, startups, SMEs and established corporates across debt recovery, insolvency, company law tribunal matters, commercial contracts and regulatory compliance, whether the objective is to raise funds, resolve a dispute, or defend against a regulatory action.
Types of Banking and Corporate Cases We Handle
1. Drafting and Vetting Commercial Agreements
Preparation and review of contracts, shareholder agreements, vendor agreements and other commercial documents, structured to minimise future disputes and ensure enforceability.
2. Debt Recovery Tribunal (DRT) Matters
Representation before the Debts Recovery Tribunal under the Recovery of Debts and Bankruptcy Act, 1993, for banks, financial institutions and borrowers in secured debt recovery matters.
3. Debts Recovery Appellate Tribunal (DRAT)
Appeals against DRT orders, pursued before the Debts Recovery Appellate Tribunal.
4. National Company Law Tribunal (NCLT) Matters
Representation in mergers and acquisitions, insolvency proceedings under the Insolvency and Bankruptcy Code, 2016, corporate disputes, and compliance and regulatory matters before the NCLT.
5. National Company Law Appellate Tribunal (NCLAT)
Appeals against NCLT orders before the NCLAT, including insolvency resolution and corporate governance disputes.
6. Industrial Tribunal Matters
Representation before Industrial Tribunals in disputes between employers and employees or industrial establishments.
7. Product Liability
Advisory and litigation support on product liability exposure for manufacturers and businesses, alongside our dedicated Consumer Protection Law practice.
8. Regulatory Representation Before Corporate and Government Entities
Representation before regulatory bodies, government departments and corporate authorities on compliance and enforcement matters.
9. Startup Funding and Regulatory Structuring
Legal structuring for equity and debt funding routes for startups and SMEs, IPO advisory, and regulatory and compliance guidance — an area where Advocate Kalra's financial advisory background adds particular value.
Our Approach
Corporate and banking disputes are rarely purely legal — they usually have a commercial deadline attached, and our approach reflects that urgency.
- Commercially Minded Advice: Legal strategy is framed around your actual business objective — recovery, resolution, or continuity — not litigation for its own sake.
- Regulatory Fluency: Direct familiarity with how enforcement and regulatory bodies approach financial and compliance matters, informed by hands-on ED/PMLA consulting experience.
- Structured Documentation: Contracts and compliance frameworks are drafted to prevent disputes, not merely to survive them if they occur.
- Tribunal-Ready Litigation: Representation before DRT, DRAT, NCLT and NCLAT prepared with the procedural rigour these specialised forums demand.
- Coordinated Financial Advisory: For funding, restructuring and compliance matters, legal advice is coordinated with practical financial and regulatory structuring guidance.
Why Choose Advocate Naresh Kalra for Banking and Corporate Cases
Businesses choose Advocate Naresh Kalra for corporate and banking matters because the advice comes from someone who understands both the courtroom and the regulator's desk.
- Recognised ED and PMLA Expertise: A rare, direct consulting relationship with the Enforcement Directorate on IT consultation and PMLA courts e-filing modules.
- International Regulatory Perspective: Consulting experience with federal courts in Nigeria, Ghana and Kenya adds a comparative dimension to cross-border corporate and regulatory questions.
- Multi-Forum Litigation Experience: Representation before DRT, DRAT, NCLT, NCLAT, and civil courts across Chandigarh, Mohali and Delhi.
- Startup and SME Focus: Practical experience guiding startups and SMEs through funding, incorporation and compliance, not just large corporate litigation.
- 20+ Years of Combined Legal and Financial Advisory: A rare dual background spanning litigation, corporate law, and financial and regulatory consulting.
Frequently Asked Questions
What is the Debt Recovery Tribunal (DRT) and when is it relevant?
The DRT is a specialised tribunal established under the Recovery of Debts and Bankruptcy Act, 1993 to adjudicate debt recovery claims by banks and financial institutions above a specified monetary threshold, offering a faster route than ordinary civil courts for such matters.
What does the NCLT handle?
The National Company Law Tribunal handles corporate matters including insolvency and bankruptcy proceedings under the IBC, 2016, mergers and amalgamations, oppression and mismanagement disputes, and various compliance matters under the Companies Act, 2013.
What should a business do if it receives an ED or PMLA notice?
Do not ignore or delay responding to an Enforcement Directorate or PMLA notice. Immediate legal review of the notice, the underlying allegations, and the available compliance or defence options is critical, given the serious consequences that can follow under the Prevention of Money Laundering Act, 2002. Advocate Kalra's direct ED/PMLA consulting background is particularly relevant to these matters.
How can a startup raise funds in India without a bank loan?
Startups and SMEs can access equity funding through private investors and venture capital, and structured debt funding through non-bank routes, alongside government schemes such as Startup India, CGTMSE, and PM Mudra Yojana. Advocate Kalra advises on the legal structuring needed to access these routes compliantly.
What is a TEV study and why do lenders ask for one?
A Techno-Economic Viability (TEV) study evaluates the technical feasibility and economic viability of a project, typically requested by lenders before sanctioning significant project finance, to assess repayment capacity and project risk.
Does a startup legally need a lawyer for incorporation, or can founders handle it themselves?
Founders can technically handle basic incorporation themselves, but legal review at the outset — covering entity structure, shareholder agreements, IP assignment and regulatory registrations — prevents costly disputes and compliance gaps later. Many founders find the upfront legal cost far smaller than the cost of untangling problems after the fact.
Talk to Advocate Naresh Kalra Today
With 20+ years of legal experience across Chandigarh, Mohali, Delhi and the Supreme Court of India -- and a trusted network serving NRI clients across the USA, Canada, UK, Australia, UAE, Singapore and Europe -- Advocate Naresh Kalra is ready to help with your banking and corporate cases matter.
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